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ACP Benefit Program (Philadelphia Employees)

ACP is committed to the health and well-being of you and your family. That's why we're proud to provide a full range of benefits that meet your needs now and for the future.

On your first day, all regular, full time employees are eligible for these College-sponsored benefits :

  • Medical, Dental and Vision Benefits for self, spouse/domestic partner, and eligible dependents
  • Medical Opt-Out Program
  • Long Term Disability
  • Group Term Life Business Travel Accident Insurance Plan
  • College Holidays
  • Vacation/Sick Leave
  • Employee Assistance Program
  • Child and Elder Care Referral Programs
  • Worker's Compensation

Voluntary benefits available on first day include:

  • Tax Sheltered Annuity Retirement Savings Program
  • Short Term Disability Insurance
  • Supplemental Term Life Insurance
  • Medical Spending Account
  • Dependent Care Spending Account
  • Transportation Spending Account
  • Credit Union

After 3 months of employment:

  • Defined Contribution Pension Plan

After one year of service:

  • Tuition Reimbursement

Medical Plan Options

Philadelphia Office

Independence Blue Cross Personal Choice. With Personal Choice, you can choose whether to go in-network or out-of-network for your medical care. See table for plan details.

Independence Blue Cross High Deductible Health Plan (HDHP) Under this plan, the member must pay the initial cost of medical and pharmacy expenses, until the deductible is satisfied, before insurance coverage starts.

Health Savings Account (HSA) A Health Savings Account (HSA ) that must be used in conjunction with a HDHP is also available.

See a Group Health Comparison.

Cost of Benefit Coverage

Bi-weekly cost share for July 1, 2013 through June 30, 2014.

Cost Benefit Coverage Chart

Employees who select the Personal Choice High Deductible Health Plan do not have a bi-weekly cost share.

Dental Plan

The College's dental plan provides benefits for preventive, diagnostic, and restorative services. Orthodontic benefits help pay for braces for your dependent children up to age 19.

Vision Plan

In-network, you and your eligible dependents will be covered in full after $10 copay for eye exams every 12 months and eyewear copay of $25 every 24 months through the Vision Service Plan (VSP) network.

Medical Opt-Out Program

If you or your dependents are covered under another medical plan, you may wish to waive coverage and receive a quarterly payment. Your domestic partner and/or their children are not eligible for this program.

Defined Contribution Pension Plan

The College contributes 8% of your base salary to an account established for you. Employees are not required to match this contribution.

Group Life Insurance

This benefit equals one times your base annual salary up to a maximum of $250,000.

Business Travel Accident Insurance

Pays benefits if you accidentally die while traveling on College business.

Long Term Disability Insurance (LTD)

If you become eligible for LTD, benefits begin after a 90-calendar day waiting period.

Voluntary Benefits

Tax Sheltered Annuity Programs - 401(k)

You may contribute to the Tax Sheltered Annuity (TSA) Program, which allows you to save for retirement on a tax-deferred basis up to certain IRS limits.

Spending Accounts

The Medical Spending, Dependent Care, and the Transportation Spending Accounts offer you a tax-effective way to pay for eligible medical, vision, dental, child care and transportation expenses. If you choose to join, you contribute pre-tax dollars to your account and you make a new election each year.

Short Term Disability Insurance

This voluntary plan pays monthly benefits for disability, offering you protection against accidents occurring off the job and around the clock coverage for sicknesses.

Supplemental Term Life Insurance

Coverage is based on a multiple of your salary and your cost is based on your age and amount of coverage. This coverage is available to you only and not your dependents.

The Credit Union

You are entitled to apply for membership with the Philadelphia Federal Credit Union.


Each pay period, you will accrue a number of vacation hours determined by your exempt/ nonexempt status, years of service with the College, and hours worked per pay cycle.


Each year you may earn up to 70 hours of paid sick leave and accrue up to a maximum of 630 sick hours that can be used to provide income continuation during a medical, family, or maternity leave of absence.


The College observes the following holidays:

HolidayNumber of Paid Days Off
Independence Day 1
Labor Day 1
Explorers' Day 1
Thanksgiving 2
Christmas 2
New Year's Day 1
Martin Luther King's Birthday 1
Presidents' Day 1
Memorial Day 1


On-Site Parking

There is a parking garage for Philadelphia staff. For availability, fees, and application, please contact Human Resources.

Fitness Center

A fitness facility is available for Philadelphia employees. A biweekly deduction is paid by employees who participate.

Tuition Reimbursement

ACP provides tuition reimbursement to eligible employees for work-related courses and/or study towards a work-related degree.

Employee Assistance Program (EAP)/Child and Elder Care Referral Services

EAP services are completely free to you--the College pays the entire cost. you can receive valuable information about housing, healthcare, legal aid, Social Security, and home care for an elder parent or relative in your care.

A Final Word

ACP’s Benefits at a Glance provides you with a brief summary of the College’s benefits. ACP reserves the right to modify, change, or discontinue any benefit plans if future business conditions should warrant such action. You will be provided with more specific information regarding these benefits. If you have immediate questions, please contact the Human Resources Department.

Revised May 2013

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