Advocacy Brief: Legislation to Reinstate 20/220 Introduced in Congress
Legislation to reinstate the 20/220 loan deferment pathway was introduced in both the House and Senate in late March. This pathway is the economic hardship deferment qualification criterion that 67% of the nationís medical residents have relied upon to defer their student loan debts while completing residency training. Without this deferment option, starting on July 1, 2009, the majority of medical residents, who previously would have otherwise been able to defer repayment for up to three years time during their residency, will be forced to begin repayment immediately or seek forbearance. The legislation will permanently restore the 20/220 pathway and expand the current economic hardship qualifications. ACP endorsed the legislation last week and is working hard to have this important loan deferment pathway reinstated.
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