An Internist’s Practical Guide to Understanding Health System Reform
This Guide is intended to serve as a practical resource for internists on health system reform legislation, the Patient Protection and Affordable Care Act (ACA), enacted in March 2010. The Guide is organized by the year in which a policy issue is to be implemented, making it easily apparent which new policies may be impacting physicians/patients immediately. Simply click on the policy provision of interest, in any given year, and one will find a summary of that provision of law, in an easy “frequently-asked-questions” format. Additional resources and information on each topic are also included in each summary.
*Updated September 2011.
Table of Contents
I. Introduction
- Summary of Key Health System Reforms Affecting Patients and Key Provisions of Health System Reform Affecting Internists

- How is the Patient Protection and Affordable Care Act (ACA) Funded?

II. 2010 Reforms
- Small Business Tax Credit - 2010

- New Requirements for Health Insurers - 2010
- Coverage for Dependents up to Age 26
- Temporary High-Risk Pools
- Pre-existing Conditions Exclusions Banned for Children
- Restricting Annual or Lifetime Dollar Limits on Coverage
- Prohibiting Coverage Rescissions
- Justifying Premium Increases
- Covering Core Preventive Services
- Option for Early Medicaid Coverage Expansion
- Rebates through Medicare’s Prescription Drug Program

- National Health Care Workforce Commission

- Teaching Health Centers

- Loan and Scholarship Programs under Title VII

- Changes to Primary Care Training Programs - Title VII, Section 747

- Time Spent By Residents in Non-hospital Settings

- State Loan Repayment Tax Exclusion

- Comparative Effectiveness Research

- Center for Medicare & Medicaid Innovation

- Community Health Teams to Support the Patient Centered Medical Home

- Identifying and Correcting Mis-Valued Services Paid Under the Medicare Physician Fee Schedule

- Technical Component Discounts for Advanced Imaging Services

- Medical Liability Reform – Free Clinics and Medical Liability Immunity

III. 2011 Reforms
- Prescription Drug Discounts and Medicare

- Refunds for Excessive Health Insurance Premiums

- National Health Service Corps

- Redistribution of Graduate Medical Education Slots

- Primary Care Extension Programs

- Medicare Bonus Payment for Primary Care Services

- Medicaid Health Homes for Enrollees with Chronic Conditions

- Medicare-Covered Preventive Services

- Medicare Pay-for-Reporting Program

- Community-Based Collaborative Care Networks Grant Program

- Advanced Imaging Service Assumed Equipment Use Rate

- Medical Liability Reform – Demonstration Grants

IV. 2012 Reforms
- Quality Reporting Requirements for Group and Individual Insurers

- Medicare Shared Savings (Accountable Care) Program

- Simplifying Administrative Requirements the Health Care System Imposes on Physicians - 2012

V. 2013 Reforms
- Enhanced Medicaid Reimbursement Rates for Primary Care Services

- National Pilot Program on Payment Bundling

- Prescription Drug Discounts and Medicare - 2013

- Simplifying Administrative Requirements the Health Care System Imposes on Physicians - 2013

VI. 2014 Reforms
- Health Insurance Exchanges

- Health Insurance Tax Credits for Individuals and Families

- Small Business Tax Credits - 2014

- Medicaid Coverage Expansion

- New Requirements for Health Insurers - 2014
- Guaranteed Issue and Renewability
- Premiums Cannot be Based on Enrollee Health Status
- Universal Prohibition on Pre-Existing Condition Exclusions
- Universal Prohibition on Annual Dollar Limits on Coverage
- Eliminate Coverage Waiting Periods
- Essential Benefits Package
- Tax Penalties for Individuals Who Do Not Purchase Coverage

- Employer-Based Wellness Programs

- Income-Based Repayment for Student Loans

- Independent Payment Advisory Board

- Simplifying Administrative Requirements the Health Care System Imposes on Physicians - 2014

VII. 2015 Reforms and Beyond
- Payment Penalties under Medicare’s Pay-for-Reporting Program

- Simplifying Administrative Requirements the Health Care System Imposes on Physicians - 2016

VIII. Conclusion
Policy Highlights
- Strengthening the Public Health Infrastructure
(April 2012) - Reforming Medicare in the Age of Deficit Reduction
(April 2012) - The Role of Performance Assessment in a Reformed Health Care System
(November 2011)
Public Policy References
ACP Policy Compendium 2011![]()
A summary of ACP's public policy positions.
Public Policy Virtual Library
The Public Policy Virtual Library (PPVL) is a repository of ACP's current and historic policies.
ACP Services, Inc.
ACP Services is committed to providing additional advocacy efforts on behalf of internists.
